Business

Banking

BofI Advisor offers more than just personal financial solutions to your clients. We also offer a wide variety of Business Banking services and financial products designed to help your firm and your clients’ businesses grow and thrive.

Account Type: Basic
Business Checking
Business
Interest Checking
Analyzed
Business Checking
Business
Money Market
Businesses with moderate account activity with no interest. Businesses with minimal activity who want an interest bearing account. Businesses with high monthly account balances and significant transaction volume. Offers a range of Cash Management Services. Higher interest earning money market with limited transactions.
High Yield Interest (a) N/A available N/A available
Initial Deposit $1,000 $100 $100 $1,000
Average Daily Balance (b) Required $0 $5,000 $0 $5,000
Monthly Maintenance Fee N/A ($10 without Avg. Daily Balance) ($15.00 without Avg. Daily Balance) ($10 without Avg. Daily Balance)
Free Bill Pay available available available available
Free Online Banking available available available available
Per Item Processing Fee
(debits, credits, and deposited items)
$0.30
per item after
200 items
$0.50
per item after
50 items
Subject to account analysis $0.30
per item after
20 items (c)
Linked Account Transfer Protection available available available N/A
Free Image Statements available available available available
Cash Management
(see Schedule of Fees Business Banking)
available N/A available N/A
Remote Deposit Anywhere
(Up to 60 items (d))
available available available available
Remote Deposit Capture
(see Schedule of Fees Business Banking)
available available available N/A
Unlimited ATM Fee Reimbursement (e) available available available available
Check Order First set of 50 checks free First set of 50 checks free Up to $50 off
first order through Harland Clarke
First set of 50 checks free

Business Checking Rates

Balance  Rate  APY*
$0 - $49,999.99 0.80% 0.80%
$50,000-$249,999.99 0.80% 0.80%
$250,000-$499,999.99 0.80% 0.80%
$500,000-$699,999.99 0.80% 0.80%
$700,000-$999,999.99 0.80% 0.80%
$1,000,000- $4,999,999.99 0.80% 0.80%
> $5,000,000 Contact a Relationship Manager at 1-844-678-2726 for current rates

Business Money Market Rates

Balance  Rate  APY*
$0-$49,999.99 0.80% 0.80%
$50,000-$249,999.99 0.80% 0.80%
$250,000-$499,999.99 0.80% 0.80%
$500,000-$699,999.99 0.80% 0.80%
$700,000-$999,999.99 0.80% 0.80%
$1,000,000- $4,999,999.99 0.80% 0.80%
> $5,000,000 Contact a Relationship Manager at 1-844-678-2726 for current rates