BofI Advisor features a comprehensive range of retirement account options, including both traditional and Roth IRAs. Our retirement accounts are ideal for financial advisors who want to offer their clients high-yield CD and savings options with industry-leading interest rates as they prepare for the future.

IRA/Roth Certificates of Deposit

Our IRA/Roth Certificates of Deposit (CDs) offer high interest rates and high returns, with absolutely no market risk. CDs are designed to reward depositors who deposit funds for a specific length of time, ranging from twelve months to three years.

IRA/Roth Savings

Our IRA/Roth Savings account allows you to save for your clients’ financial future. Enjoy the safety and security of FDIC insurance along with the highly competitive savings rates available exclusively from BofI Advisor.

Account Features

Interest Compounded Daily

Safe and Secure

FDIC Insured

No Annual Fees

Initial Deposit

Only a $250 initial deposit required for Savings or $1,000 initial deposit required for CDs

Competitive Rates

Free Online Statements

Online images of statements (accessible the day they are paid with a five-year archive).

IRA/Roth Certificate of Deposit Rates

Product Type Rate APY*
IRA 12 Month CD – Add On 0.60% 0.60%
IRA 12 Month CD – Fixed 0.60% 0.60%
IRA 18 Month CD – Fixed 0.70% 0.70%
IRA 36 Month CD – Fixed 0.75% 0.75%
Roth 12 Month CD – Add On 0.60% 0.60%
Roth 12 Month CD – Fixed 0.60% 0.60%
Roth 18 Month CD – Fixed 0.70% 0.70%
Roth 36 Month CD – Fixed 0.75% 0.75%

IRA/Roth Savings Rates

IRA Savings 0.70% 0.70%
Roth Savings 0.70% 0.70%

Why Choose BofI Advisor

  • BofI Advisor products offer an intelligent combination of convenience, flexibility, and accessibility. Our competitive returns are available to you through your financial advisor.
  • BofI Advisor is a model of stability and security featuring innovative, FDIC-insured products that you can feel good about.
  • BofI Advisor customer service is never more than a click or call away. Real people, really available.
  • BofI Advisor is a division of , a nationwide branchless bank that provides highly competitive consumer and business deposit products to its customers.